Supplement your existing life insurance coverage.
Compare options below to learn more.
Additional product offerings from New York Life
Guaranteed
Exchange Option
Who’s it for?
For customers who have term life insurance
What is it?
You can exchange part or all your term life insurance for whole life
Protection Amount
Up to as much as your current coverage
Coverage Period
Protection that can last your entire life (instead of ending at age 80)
Rates
Guaranteed rates that never increase for any reason1
No Medical Exam
No health questions - this feature is guaranteed
Term Rider
Protect Plus
Who’s it for?
For customers who have term2 and permanent3 life insurance
What is it?
Additional term life insurance coverage that attaches to your existing life insurance contract
Protection Amount
Up to as much as your current coverage or until you reach a total coverage of $150,0004
Coverage Period
Protection that can last to age 80
Rates
Lower initial rates that increase over time
No Medical Exam
Acceptance based on your health information
Added
Permanent Life
Who’s it for?
For customers who have whole life insurance
What is it?
Additional whole life that supplements your current whole life coverage
Protection Amount
Up to $50,000 of total coverage
Coverage Period
Protection that can last your entire life (instead of ending at age 80)
Rates
Guaranteed rates that never increase for any reason
No Medical Exam
Acceptance based on your health information
1Rates are based on your age when you exchange.
2Term life insurance customers can do this online by clicking the button below.
3Permanent life insurance customers will need to call us at the phone number below.
4Up to $100,000 for NY residents.
Looking for Higher Coverage?
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Call New York Life at (800) 297-8609
Monday to Friday: 8 a.m. - 8 p.m. (ET)